WorthyMinder gives you a complete picture of your financial life — net worth, AI recommendations, goal tracking, and a 90-year life timeline. Built for Africa. Works everywhere.
No credit card required · Free forever plan available
Net Worth
KES 4.2M
↑ 12% this month
Health Score
78/100
Good
Active Goals
3
2 on track
30+
African currencies supported
5
Simulation scenarios
90yr
Life timeline projection
Free
To get started
Everything you need
Built for people who want more than a basic budget app — whether you're an employee or a small business owner.
See assets, debts, and net worth in your local currency — updated instantly as you add accounts and transactions.
Choose from employee or business goals. Short, medium, and long-term templates with expert guidance built in.
Personalised recommendations based on your actual numbers — not generic tips. Powered by Groq LLM.
Model job loss, market crashes, business launch, or early retirement. See best and worst case outcomes.
Project your complete financial life with custom life events — marriage, children, home purchase, inheritance.
Paste any bank SMS and we extract the transaction automatically. Works with all major African banks.
Get alerts when a goal is at risk, when you hit a net worth milestone, or your weekly financial digest.
A single 0–100 score across emergency fund, debt ratio, savings rate, and goal progress.
Portfolio risk scoring and rebalancing guidance. Know exactly what to buy, sell, or hold.
Get started
No bank connection required to start
Sign up free with your email. No credit card. Takes 30 seconds.
Enter bank balances, debts, and assets manually. Import from CSV or bank SMS.
Instantly see your Financial Health Score, net worth, and AI recommendations.
Simple pricing
No hidden fees. Cancel anytime. Premium pays for itself with the first recommendation you act on.
Free
forever · no credit card needed
Premium
per month · or $89/yr (save 26%)
Premium+
per month · includes human CFP access
Trust & safety
Your financial data is protected at every level
What people say
"I never knew how to track my money. WorthyMinder's goal templates showed me exactly what to do step by step. I now have an emergency fund for the first time."
Amara N.
Teacher, Nairobi
"The scenario simulator helped me plan for a slow business season. I ran the job loss scenario and realised I needed 3 more months of reserves. Saved me."
Kingsley C.
Business owner, Blantyre
"The SMS import is genius. I paste my GTBank SMS and the transaction is recorded instantly. No more manual entry. This is what African fintech should look like."
Fatima D.
Software engineer, Lagos
Join people across Africa taking control of their financial future. Free to start. No credit card required.
Get started freeFree forever · No credit card · Cancel anytime